Maximise your spending power instantly
Request for an increase in Credit Card limit today and enjoy greater financial flexibility and more purchasing power. What’s more, there are no charges to increasing the card limit.
Frequently Asked Questions
Don't worry; there are NO T&Cs | NO hidden charges to increase the limit on your Credit Card. It's absolutely 'Free.'
Sorry, the limit enhancement facility is only available for the Primary Cards.
Yes, a credit limit increase is beneficial for your credit score. It lowers your credit
utilisation ratio, showing you use credit responsibly and can manage higher limits effectively.
Here are the top 5 benefits you can enjoy with a higher credit limit:
No hassles of managing multiple Credit Cards
Improved credit scores
Handy in case of emergencies
Possibility to upgrade to premium Credit Cards
Easier access to get a higher Loan on Credit Card
You can read this article to know more >> https://www.hdfcbank.com/personal/resources/learning-centre/pay/benefits-of-creditcardlimit-increase
Customers can set a cap on their spending limit even after increasing it. However, having a higher limit is generally advisable, which is why over 5 million customers have opted to raise theirs.
Limit Enhancement is increasing the credit limit on your existing HDFC Bank Credit Card. We enhance credit card limits based on usage and repayment records for a special few.
Exclusive Offers: Enjoy special promotions and offers available for customers with higher credit limits.
Personalised Enhancements: Tailored credit limit increases based on your usage, repayment history, and spending habits.
Spending Power: Boost your credit limit to handle larger purchases and expenses with ease.
Larger Loans: With an increased limit, you may qualify for higher loan amounts on your credit card.
